Improving operating performance leveraging One Santander

The slide features a multi-column table comparing performance metrics across Europe, North America, and South America, with each region highlighted in a different color. There are metrics like RoTE and efficiency ratios with 2019 data and mid-term goals. Icons representing each region add a visual element. The slide uses a combination of red, pink, and light blue, with the Santander logo in the corner and a watermark of the company logo in the background.